Identity Theft Shield..on your side

Kroll Background America
With the Identity Theft Shield you're backed by experienced professionals from a division of the world's leading risk consulting company.

  • Daily monitoring of all 3 credit bureaus.
  • Complete Identity Restoration if you become a victim.

"Once the credit systems accept bad data it can be next to impossible to clear."   -USA Today June 5, 2007

"Medical identity theft can impair your health and finances... and detecting this isn't easy... and remedying the damages can be difficult."   -Wall Street Journal October 11, 2007

Don't wait to become a victim. Start protecting your family today.

Identity Theft Protection requires 3 areas:

  1. Credit Monitoring
  2. Identity Restoration
  3. Access to the legal system

When purchasing a protection plan "Make sure the policy helps resolve medical, criminal and employment-related issues- in addition to dealing with lenders- and addresses the expense of hiring a lawyer if necessary. That's what you want the insurance to cover." - Christine Nielson, Ass't Attorney General in Illinois-Kiplinger's Personal Finance 4/08

To learn how you and your family can benefit from a Life Events Legal Plan click on the link below to learn more.

 

Enter ID Security Zone

 

How to Protect Your Child From Identity Theft

Follow this simple, four-step process to help protect kids from identity theft:

Step One: Make copies of social security cards and birth certificates for all of your children. This information is intended to be proof to the credit bureaus that you are the parent or legal guardian for the child.

Step Two: Create a letter to each of the credit bureaus asking them to 1) inform you if a credit report exists in the name of your child; 2) place a "Minor Alert" for any child who does have credit report; and, 3) provide copy of any such credit report, mailed to you directly. See an example of this letter below.

Step Three: Send the letters to the following three addresses:

Experian
National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013		 Equifax Information Services
P.O. Box 105139
Atlanta, GA 30348		 TransUnion
Po Box, 6790
Fullerton, CA 92834


Step Four: Call the Social Security Administration and order an Earnings & Benefits Statement for your child: (800) 772-1213 and request Form 7004. The Statement that you receive will help to determine whether your child's identity could be involved in employment fraud.

 

Sample letter to send to credit agencies

[Credit Bureau Address]

[Date]


Re: Protection of My Minor Child's Identity

Dear Sir or Madam:

I am writing to request your assistance in protecting my child's identity. Please immediately provide me with information to determine whether my child currently has a credit report in your records.

If a credit report does exist, please provide me with a copy of the report. Additionally, if a report exists, please immediately place a 'Minor Alert" on the credit report and do not release any personal information without my direct permission until attainment of the age of majority.

To expedite my request, here is my child's personal information:

  • [Child First name] [Child Last Name]
  • [Child SSN]
  • [Child DOB]
  • [Child Street Address]
  • [Child City] [Child Sate] [Child Zip]
  • [Child Home Phone]

 

Attached, please find additional information to verify that I am [First Name] [Child Last Name]'s parent or legal guardian.

Thank you for your prompt attention to my request.

Sincerely,


[First Name] [Last Name]

[Street Address]

[City] [State] [Zip]